Value Protect Insurance

Looking for Value Protect Insurance for your new or used vehicle?


Value Protect Insurance is designed to provide you with protection in the event that your vehicle is deemed a total loss by your respective Comprehensive Motor Vehicle Insurer, paying the greater of the following:

  • the loan settlement amount due to your financier less the total loss payment; and
  • the replacement vehicle value less the total loss payment. It is this amount that the Insurer pays towards your replacement vehicle. The replacement vehicle value is determined at the beginning of the policy and it cannot be greater than the value of the vehicle at the effective date of the policy.

To find out more, call Birchgrove on 1300 522 355 or speak to your Business Manager while arranging finance.