Terms of Use

Birchgrove Finance Pty Limited

Website terms and conditions

This website is owned and operated by Birchgrove Finance Pty Limited (ACN 165 682 057) (Birchgrove).  By using this website and in consideration of us providing you with access to this website, you agree to these terms and conditions (Terms and Conditions).  We may change our website including these Terms and Conditions without notice.  The current Terms and Conditions will be available on this website as they are changed.  By continuing to use this website, you accept the Terms and Conditions as they apply from time to time.

General information

This website is intended for use within Australia.

The information on this website is of a general nature (for example, regarding our products and services) and does not comprise professional advice.

In preparing the information on this website (including any quote which you may obtain by using any online tool we provide), we have not taken into consideration your objectives, financial situation or needs.  You should carefully consider whether the information in this website is appropriate to you in light of your particular objectives, financial situation and needs.

Any quote that you may obtain on this website is for illustrative purposes only.  Your use of any online tool (such as an online calculator) is based solely on the limited data you enter and does not take into consideration your objectives, financial situation or needs.  Any estimated interest rate, repayments and similar amounts are exactly that – an estimate only.  Any actual interest rate, repayments and similar amounts will depend on the credit assessment conducted on your application.  Different credit providers will have different criteria.  Fees and charges may apply.

You should obtain and review any relevant disclosure document relating to a product or service referred to on this website before making any decision about whether to acquire the product or service.  If you would like further information about a particular product or service, you can contact us by using the details at the bottom of this webpage.

We may provide you with an online application form.  All applications are subject to normal approval criteria.

Your access

Your access to this website is conditional on you not breaching these Terms and Conditions.

We may issue you with a user name and password in order to access this website, and you are responsible for maintaining the confidentiality of your user name and password.

We may terminate your access to this website without notice if you breach these Terms and Conditions.

Copyright and trademarks

All intellectual property rights relating to this website (including, for example, its design, all content and all images) are owned by or licensed to Birchgrove.   All our rights are reserved.

Third party websites

This website may contain links to, or display content from, third party websites (Other Content) which we provide for your convenience.  We do not operate or control these websites and we do not endorse or approve these Other Content; we make no warranties or representations regarding their quality, accuracy or completeness.  Accessing these links and the use of these Other Content are solely at your own risk; we accept no responsibility and will not be liable for any loss or damage whatsoever suffered as a result of you doing so.


We do not (1) guarantee the security of this website, that this website will be free from viruses, or that access to this website will be uninterrupted; (2) give any warranties or representations on the quality, accuracy or completeness of the information on this website; (3) accept any responsibility arising in any way including by reason of negligence for, errors in, or omissions from, the information on this website; and (4) accept any liability for any loss or damage (including but not limited to incidental, direct, indirect, special, punitive or consequential), however caused, as a result of any person relying on any information on this website or being unable to access this website.  All warranties and conditions (whether express or implied) are excluded to the extent permitted by law.

If you have rights in relation to the supply of services that cannot lawfully be excluded, to the extent permitted by law, our liability in respect of any such right is limited to the lesser of (a) the supply of the services again or (b) the payment of the cost of having them supplied again.  If you have rights in relation to any information used by you as a consequence of your use of this website that cannot lawfully be excluded, to the extent permitted by law, our liability in respect of any such right is limited to the lesser of (a) the price paid by you for that information or (b) A$1,000.


You agree to indemnify us and keep us indemnified against all actions, claims, costs, demands, damages (including legal costs on a full indemnity basis) or liability incurred or arising in any manner from a breach by you of these Terms and Conditions, including any improper use of this website by you or anyone who gains authorised or unauthorised access from you.

Privacy and cookies

You can view our website privacy terms here. You will also find information regarding cookies in our website privacy terms.


These Terms and Conditions are governed and interpreted in accordance with the laws of New South Wales, Australia.  The parties submit to the exclusive jurisdiction of the courts of New South Wales, Australia for determining any dispute concerning these Terms and Conditions.

Further information

You can contact us at info@www.birchgrovefinance.com.au or telephone the Compliance Manager on 1300 522 355.  Or you can write to us at 3 Parramatta Road, Five Dock NSW 2046.